Launch of the fourth National Over-Indebtedness Prevention Week 2026

On 27 April 2026, the fourth edition of the National Week for the Prevention of Over-Indebtedness was officially launched at Neumünster Abbey, in the presence of numerous institutional, social and non-profit stakeholders committed to preventing and tackling over-indebtedness.

Organised by the Ministry of Family Affairs, Solidarity, Living Together and Reception of Refugees, in collaboration with Inter-Actions ASBL and the Ligue médico-sociale, this week of mobilisation highlights that over-indebtedness is not solely a financial issue, but one that has significant implications for human dignity, mental health, family life and social cohesion.

The opening day brought together representatives from Inter-Actions ASBL, the Ligue médico-sociale, the Zenter fir exzessiivt Verhalen a Verhalenssucht, the CSSF, the Ministry of Education, Children and Youth, as well as expert Guy Schmit, for discussions focusing on current challenges related to over-indebtedness and preventive action. These exchanges underscored the importance of an accessible, proactive and tailored preventive approach.

On this occasion, the Ministry of Family Affairs launched a new budget calculator, a simple and user-friendly tool designed to help individuals assess their financial situation, better understand their expenditure and anticipate potential budgetary imbalances. Available in five languages, this tool forms part of the implementation of the National Action Plan for the Prevention and Fight against Poverty and aims to strengthen citizens’ financial autonomy.

From 27 April to 1 May 2026, a wide range of activities will take place across the country, targeting the general public, young people, professionals and social stakeholders. The full programme of the week, as well as the budget calculator, are available at www.endettement.lu.

As part of the National Week for the Prevention of Over-Indebtedness, the Ministry recalls that no one has to face financial difficulties alone. Information and advisory services on over-indebtedness provided by Inter-Actions ASBL and the Ligue médico-sociale, as well as local social offices, offer support and guidance to those concerned throughout the year, in a spirit of respect, confidentiality and without judgement.

By placing emphasis on prevention, strengthening financial education and developing practical tools such as the budget calculator, Luxembourg continues to implement a more coherent, inclusive and effective approach to preventing over-indebtedness.

Further information on over-indebtedness is available at www.endettement.lu.

Press release  by the Ministry of Family Affairs, Solidarity, Living Together and Reception of Refugees